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Get Insured Before Your First Job
Get the right coverage in place before your first job, so one accident can't wipe out everything you've built.
What it solves
One injury or property damage claim before you are covered can sink a new business, and many clients will not hire you without proof of insurance. This guide starts with general liability, helps you decide on extra coverage, compare two or three quotes, choose limits, and get your Certificate of Insurance in hand.
What this is worth: A lawyer charges $1,000 to $1,500 to form an LLC. You will do it right yourself.
What is inside
- General liability explained as the baseline that covers injury and property damage claims.
- A coverage decision list: workers' comp, professional liability, and commercial auto, and when each applies.
- A quote comparison step using two or three insurers for identical coverage.
- Guidance on choosing limits, including asking what businesses like yours typically carry.
- Certificate of Insurance steps so you can send proof to clients and platforms.
- A yearly review to add coverage as you add staff or risk.
One time
Instant download with a copy-paste AI prompt. Yours to keep.
48-Hour Refund Policy. If this is not right for you, tell us within 48 hours of your purchase and we will refund you. After 48 hours all sales are final.
By completing your purchase you agree to our Terms and Refund Policy.
Or get all of Start the business in one move →What is next
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Questions, answered
The file ties extra coverage to how you work: workers' comp if you have employees, professional liability if you give advice, and commercial auto if you drive for work. It is general information, so confirm with a licensed professional.
A Certificate of Insurance proves you have coverage. The file says clients and platforms will ask for it, so you request one from your insurer, send it when asked, and keep a copy handy.
The file plans about an hour to gather quotes. Have a clear description of what your business does and your rough revenue ready before you start.
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