FORMATION
Get Your EIN + Business Bank Account
Get your EIN and open a real business bank account this week, so your money and your taxes stay clean from day one.
What it solves
Mixing personal and business money is, as this guide puts it, the number one way owners lose their liability protection. You get your free EIN from the IRS, open a business account through Relay with Resource Pilot's help, route every payment through it, add a business card, and connect your bookkeeping.
What this is worth: A lawyer charges $1,000 to $1,500 to form an LLC. You will do it right yourself.
What is inside
- Step-by-step EIN application at irs.gov, with what to have ready and what to save.
- Relay business account setup, where you send a few details and Resource Pilot adds you.
- A money routing rule: every invoice in and every expense out through the business account.
- A business debit or credit card step to keep personal cards out of it.
- Bookkeeping app connection with a five minute weekly categorizing habit.
- Owner's draw guidance so you pay yourself without breaking the wall between accounts.

One time
Instant download with a copy-paste AI prompt. Yours to keep.
48-Hour Refund Policy. If this is not right for you, tell us within 48 hours of your purchase and we will refund you. After 48 hours all sales are final.
By completing your purchase you agree to our Terms and Refund Policy.
Or get all of Start the business in one move →What is next
More from Start the business
- Form Your LLC, Step by Step (Your State)Every step to form your LLC in your state, in order, so you do not miss a filing.$11
- Your Operating Agreement, DoneSpell out who owns what and keep your personal assets protected, the document banks, partners, and courts expect you to have.$17
- Your Complete LLC Record Book (7 Legal Docs)The 7 legal documents every new LLC needs, ready to fill in, so your business is buttoned up and holds up if anyone ever checks.$47
Questions, answered
Your formed LLC and its documents, plus your name, phone, work email, business name, and type of business. The file estimates about 15 minutes to get started.
The file recommends Relay, a free online business bank built for LLCs, because Resource Pilot sets it up with you. The other steps, routing all money through it, a business card, and connected bookkeeping, apply to whichever business account you open.
The file says to pay yourself with an owner's draw, not by buying personal things on the business card. Keep personal purchases off the business card and reconcile monthly so nothing slips.
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