MAKE MORE, KEEP MORE
Build Business Credit & Get Funded
Build credit in your business's name so you can borrow without risking your personal credit
What it solves
Borrowing on your personal credit puts your own finances on the line for the business. This guide is for owners with a formed LLC who want credit in the business's name. You lay the foundation, open a free DUNS file, add net-30 vendor accounts and a business card, and grow credit so funding is there when you need it.
What this is worth: A bookkeeper plus a fractional CFO runs $2,000 to $4,000 a month.
What is inside
- A foundation check: LLC, EIN, business bank account, address, phone, and consistent details.
- Steps to open your business credit file with a free DUNS number.
- A net-30 plan: open 2 to 3 reporting vendor accounts and pay early.
- Guidance on adding a business credit card in the business name, paid in full.
- Borrowing rules: invest rather than patch leaks, keep utilization low, pay on time.

One time
Instant download with a copy-paste AI prompt. Yours to keep.
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Questions, answered
A formed LLC, an EIN, a business bank account, and a business address and phone. Lenders check that your business looks real, so these foundation pieces come first, with consistent details everywhere.
The file is upfront that it takes patience. Credit builds over months through on-time payments on net-30 accounts and a business card, and larger credit lines open up as your score grows.
A vendor account that reports to business credit bureaus. You buy supplies you already need, pay early, and that on-time history builds your file. The file suggests opening 2 to 3 of them.
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