MAKE MORE, KEEP MORE
Pay Yourself & Set Aside for Taxes
Pay yourself a real wage and park your tax money before you spend it, so profit reaches your pocket instead of a surprise tax bill.
What it solves
Grabbing cash when it feels safe and spending money meant for taxes leaves owners underpaid and surprised. This guide is for owners who want a steady paycheck and a protected tax fund. You open separate accounts, set your owner pay, move a slice of every payment to taxes, pay yourself on a set day, and true it up quarterly.
What this is worth: A bookkeeper plus a fractional CFO runs $2,000 to $4,000 a month.
What is inside
- A three-account setup: operating, a separate tax savings account, and an optional pay account.
- A step to set a realistic monthly owner pay your business can carry.
- A rule to move a slice of every payment to taxes the moment it lands.
- A fixed pay schedule: same amount, same day, weekly, biweekly, or monthly.
- A quarterly true-up with your accountant to adjust pay and confirm your set-aside.
- A do-this-now action: open a savings account named Taxes today.
One time
Instant download with a copy-paste AI prompt. Yours to keep.
48-Hour Refund Policy. If this is not right for you, tell us within 48 hours of your purchase and we will refund you. After 48 hours all sales are final.
By completing your purchase you agree to our Terms and Refund Policy.
Or get all of Finance & Money in one move →What is next
More from Finance & Money
- Set Prices That Actually ProfitPrice every job so it covers your real costs and still leaves a real profit, not just enough to break even.$19
- Get Paid FasterThe invoice and follow-up system that gets you paid on time, so you stop chasing checks.$11
- Build Business Credit & Get FundedBuild credit in your business's name so you can borrow without risking your personal credit$27
Questions, answered
No. It notes that many owners set aside 25 to 30% but tells you to confirm your own number with your accountant. Resource Pilot is not an accountant, so treat that range as something to check, not a rule.
The file says most owners take an owner's draw to start and a wage later, and it tells you to ask your accountant when a salary makes sense, such as with an S-corp. It does not make that call for you.
The file's rule is to fix pricing, not your pay. Pick a steady number the business can carry, even if it starts small, and adjust it up each quarter as real profit grows.
Last updated